Privacy
Privacy notice
This website collects certain personal data from its users. Data Controller: Vector Wealth Management SA, Via Pessina 13, 6901 Lugano, Switzerland. Data Controller’s email address: info@vectorwm.com
Privacy policy: types of data collected
The personal data collected by this Application, either directly or through third parties, and listed in this privacy policy include cookies and usage data. Full details of each type of data collected are provided in the relevant sections of this privacy policy or in specific notices displayed before the data are collected.
Personal data may be freely provided by the User or, in the case of usage data, collected automatically when using this Application. All data requested by this Application are mandatory and failure to provide them may make it impossible for the Application to provide the Service. Where this Application indicates that certain data are optional, Users may choose not to provide them without affecting the availability or functioning of the Service.
Users who are unsure which data are mandatory are encouraged to contact the Data Controller. Unless otherwise stated, any use of cookies or other tracking tools by this Application or by the providers of third-party services used by this Application serves to provide the Service requested by the User, as well as the additional purposes described in this document and in the Cookie Policy, where available.
The User accepts responsibility for any third-party personal data published or shared through this Application and warrants that they have the right to communicate or disclose such data, releasing the Data Controller from any liability towards third parties.
Methods and location of processing the data collected
Methods of processing
The Data Controller processes Users’ personal data using appropriate security measures to prevent unauthorised access, disclosure, modification or destruction. Processing is carried out using computers and/or IT-enabled tools, following organisational procedures and methods strictly related to the purposes stated. In addition to the Data Controller, in some cases the data may be accessible to certain categories of personnel involved in operating the website, including administration, sales, marketing, legal and system administration staff, or to external parties such as third-party technical service providers, postal couriers, hosting providers, IT companies and communications agencies. Where necessary, these parties may be appointed as Data Processors by the Data Controller. An up-to-date list of Data Processors may be requested from the Data Controller at any time.
Privacy policy: legal basis for processing
The Data Controller processes personal data relating to the User where one of the following conditions applies:
The User has given consent for one or more specific purposes. Note: under certain legal systems, the Data Controller may be permitted to process personal data without the User’s consent or any of the other legal bases set out below, until the User objects to such processing (“opts out”). This does not apply, however, where the processing of personal data is governed by European personal data protection legislation.
Processing is necessary for the performance of a contract with the User and/or for taking pre-contractual steps;
Processing is necessary to comply with a legal obligation to which the Data Controller is subject;
Processing is necessary for the performance of a task carried out in the public interest or in the exercise of official authority vested in the Data Controller;
Processing is necessary for the purposes of the legitimate interests pursued by the Data Controller or a third party.
Users may always ask the Data Controller to clarify the specific legal basis for each processing activity and, in particular, whether processing is required by law, provided for by a contract or necessary to enter into a contract.
Location
Data are processed at the Data Controller’s operating offices and at any other locations where the parties involved in processing are based. Please contact the Data Controller for further information. The User’s personal data may be transferred to a country other than the one in which the User is located. For further information on the location of processing, Users may refer to the section containing details of personal data processing.
The User is entitled to obtain information about the legal basis for transferring data outside the European Union or to an international organisation governed by public international law or established by two or more countries, such as the UN, and about the security measures taken by the Data Controller to safeguard the data.
If any of the transfers described above takes place, Users may refer to the relevant sections of this document or request information from the Data Controller using the contact details provided at the beginning.
Retention period
Data are processed and retained for as long as required for the purposes for which they were collected.
Accordingly:
Personal data collected for purposes relating to the performance of a contract between the Data Controller and the User will be retained until that contract has been fully performed. Personal data collected for the purposes of the Data Controller’s legitimate interests will be retained until those interests have been fulfilled. Users may obtain further information about the legitimate interests pursued by the Data Controller in the relevant sections of this document or by contacting the Data Controller. Where processing is based on the User’s consent, the Data Controller may retain personal data for a longer period, until that consent is withdrawn. The Data Controller may also be required to retain personal data for a longer period to comply with a legal obligation or an order from an authority.
At the end of the retention period, personal data will be deleted. Consequently, once that period has expired, the rights of access, erasure, rectification and data portability can no longer be exercised.
Purposes of processing the data collected
Users’ data are collected to enable the Data Controller to provide its Services and for the following purposes: accessing accounts on third-party services, interacting with social networks and external platforms, displaying content from external platforms, and optimising and distributing traffic.
For more detailed information on the purposes of processing and the personal data relevant to each purpose, Users may refer to the relevant sections of this document.
Interaction with social networks and external platforms
These services allow interaction with social networks or other external platforms directly from the pages of this website. Interactions and information obtained by this website are in all cases subject to the User’s privacy settings for each social network. Where a social network interaction service is installed, it may collect traffic data relating to the pages on which it is installed, even when Users do not use the service.
Facebook Like button and social widgets (Facebook Inc.)
The Facebook Like button and social widgets are services for interacting with the Facebook social network, provided by Facebook Inc.
Personal data collected: cookies and usage data. Place of processing: USA – Privacy Policy.
Google+ +1 button and social widgets (Google Inc.)
The Google+ +1 button and social widgets are services for interacting with the Google+ social network, provided by Google Inc. Personal data collected: cookies and usage data.
Place of processing: USA – Privacy Policy.
Twitter Tweet button and social widgets (Twitter, Inc.)
The Twitter Tweet button and social widgets are services for interacting with the Twitter social network, provided by Twitter, Inc. Personal data collected: cookies and usage data. Place of processing: USA – Privacy Policy.
Displaying content from external platforms
These services allow content hosted on external platforms to be displayed directly on the pages of this website and enable interaction with that content. Where a service of this kind is installed, it may collect traffic data relating to the pages on which it is installed, even when Users do not use the service.
Google Fonts (Google Inc.) Google Fonts is a typeface display service operated by Google Inc. that enables this website to incorporate such content into its pages.
Personal data collected: usage data and various types of data as specified in the service’s privacy policy. Place of processing: USA – Privacy Policy.
Analytics
The services in this section enable the Data Controller to monitor and analyse traffic data and track User behaviour.
Google Analytics (Google Inc.) Google Analytics is a web analytics service provided by Google Inc. (“Google”). Google uses the personal data collected to track and examine the use of this website, compile reports and share them with other services developed by Google. Google may use the personal data to contextualise and personalise advertisements within its advertising network.
Personal data collected: cookies and usage data. Place of processing: United States – Privacy Policy – Opt Out. Privacy Shield participant.
Google Analytics with IP anonymisation (Google Inc.) Google Analytics is a web analytics service provided by Google Inc. (“Google”). Google uses the personal data collected to track and examine the use of this website, compile reports and share them with other services developed by Google. Google may use the personal data to contextualise and personalise advertisements within its advertising network. This integration of Google Analytics anonymises your IP address. Anonymisation works by truncating Users’ IP addresses within European Union Member States or other countries party to the Agreement on the European Economic Area. Only in exceptional cases will the IP address be sent to Google’s servers and truncated within the United States.
Personal data collected: cookies and usage data. Place of processing: United States – Privacy Policy – Opt Out. Privacy Shield participant.
Online sale of goods and services
The personal data collected are used to provide services to the User or to sell products, including payment and any delivery. Personal data collected to complete payment may include details of the credit card, the bank account used for the transfer or other payment instruments provided for. The payment data collected by this website depend on the payment system used.
Users’ rights
Users may exercise certain rights in relation to the data processed by the Data Controller.
In particular, the User has the right to:
Withdraw consent at any time. Users may withdraw consent previously given for the processing of their personal data.
Object to the processing of their data. Users may object to the processing of their data where processing is carried out on a legal basis other than consent. Further details on the right to object are provided in the section below.
Access their data. Users have the right to obtain information about the data processed by the Data Controller and certain aspects of the processing, and to receive a copy of the data processed.
Verify and request rectification. Users may verify the accuracy of their data and request that they be updated or corrected.
Obtain restriction of processing. Under certain conditions, Users may request that the processing of their data be restricted. In this case, the Data Controller will not process the data for any purpose other than storage.
Obtain the erasure or removal of their personal data. Under certain conditions, Users may request that their data be erased by the Data Controller.
Receive their data or have them transferred to another Data Controller. Users have the right to receive their data in a structured, commonly used, machine-readable format and, where technically feasible, to have them transferred to another Data Controller without hindrance. This provision applies where the data are processed by automated means and the processing is based on the User’s consent, a contract to which the User is a party or related pre-contractual measures.
Lodge a complaint. Users may lodge a complaint with the competent data protection supervisory authority or bring legal proceedings.
Details of the right to object
Where personal data are processed in the public interest, in the exercise of official authority vested in the Data Controller or for the purposes of the Data Controller’s legitimate interests, Users have the right to object to the processing on grounds relating to their particular situation. Users should note that, where their data are processed for direct marketing purposes, they may object to that processing without providing any reason. To find out whether the Data Controller processes data for direct marketing purposes, Users may refer to the relevant sections of this document.
How to exercise these rights. To exercise their rights, Users may send a request using the Data Controller’s contact details provided in this document. Requests are free of charge and will be addressed by the Data Controller as soon as possible and, in all cases, within one month.